A prenutial agreement may contain waivers where each spouse agrees to release all claims against the other`s pension that arise from the marriage under state and federal laws, such as the REA. The engaged couple, with the help of the mediator, makes all decisions about what would happen in the event of separation or divorce. They then draft a memorandum of agreement or prenoptial agreement and have it reviewed by their respective lawyers. An agreement developed through mediation is usually more cost-effective because fewer hours are spent with lawyers because the couple has made all the decisions together rather than one party against the other. .